Insurance is a must, but overpaying doesn’t have to be. Our negotiation script and worksheet simplify insurance audits, helping you stay protected—without spending more than you need.

01

Subscribe to 1-2 services, binge favorites, then switch to a different platform next month.

Cut entertainment costs without cutting fun. Discover smart ways to save on streaming services, subscriptions, and more—stay entertained for less.

02

Save money by subscribing to supported plans now offered by many streaming services.

03

Some platforms allow household sharing—split costs with family or roommates.

04

Stop “phantom” energy drain from unused devices with Smart Power Strips

🛑 ATM Fees

Stick to your bank’s network or get cash back at the register to avoid those $2–$5 surcharges.

🛑 Minimums

Opt for no-frills checking accounts with no minimums or monthly maintenance fees.

🛑 Overdraft

Set up low balance alerts and regularly balance your account to avoid costly overdraft or NSF fees.

“Free” offers such as trials, shipping, and returns are marketing strategies designed to attract customers by lowering their initial barriers to purchase or trial. However, these offers often lead to unexpected spending and costs for both consumers and businesses.

Ever wonder why you grab that extra snack or gadget at checkout? Retailers use clever tricks—like product placement, limited-time offers, and flashy displays—to nudge you into spending more.

Don't Let Retailers Hack Your Brain

Our 3-minute strategy guide that makes checkout smarter and helps you resist sneaky spending traps.

Everyone wants to SAVE money, but who do YOU know that wants to MAKE more money?

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